Credits (TED Talks)

Смотреть видео с субтитрами

 

Questions:

  1. What is your attitude towards credits? Would you call them an evil or a blessing?
  2. To what extent do you agree with the proverb “Neither a borrower nor a lender be”?
  3. Under what circumstances would you consider lending your friends some money? borrowing money from your friends?
  4. To what extent do you agree with the following words:
    Before Borrowing Money
  5. Would you say that a mobile application mentioned in the video is a reliable way to determine someone’s creditworthiness?

 

Useful Vocabulary:

to make a loan

to lend money

to pay right on the spot

to give somebody credit

to know someone on a personal level

through credit scores

to have a credit score

an aggregation and analysis of our public consumer credit data

to aggregate the data/the score

to have access to the credit

to make a financial transaction

creditworthiness of people

to cover one’s expenses

to be financially secure

to force someone into debt

discretionary income

to vouch for one’s credibility

loan sharks

low savings balance

to throw up a red flag to…

to look beyond income